New product, extra revenue: How we helped this dairy supplier thrive

Vish Tandon

Thursday, 02 July 2020

Loan amount: $89,421

Loan type: Chattel mortgage

Funds used for: Commercial yoghurt machine


Our client owns a large slice of the dairy market in Australia, and you’ll find their produce in the fridges and aisle shelves of local supermarkets, boutique stores and ethnic oriented shops.

Just a few of the products they make include cheese, yoghurt and butter, catered towards Australian, European, Indian and Middle Eastern demographics.

While Covid-19 has impacted SMEs by and large, our client’s business is considered an essential service, and with supermarkets being one of the few stores remaining open throughout the entire year, our client actually saw an increase in demand.

In order to meet the challenge ahead, they worked with our lending experts Vishal and Declan to find a growth solution that would allow them to not only meet demand, but thrive in their ‘new normal’.

The solution

When our client first enquired about finance, their main products were cheese and yoghurt. By purchasing an automatic wash cream separator and cheese vat, they would be able to expand their product line, significantly increase revenue, improve efficiency and even reduce waste.

How? Investing in new machinery would allow them to not only produce more cheese, but add butter and cream to their repertoire. In addition, leftover waste from cheese could be converted into cream, allowing them to roll out a variety of new dairy drinks.

With Vishal’s help—searching for the right solution, comparing lenders and workshopping deals—our client successfully secured a chattel mortgage of $89,421, and went on to purchase a commercial yoghurt machine. But without finding and securing the right finance this would not have been possible.

Now, in addition to meeting high demand, they have a suite of new products and a more profitable business. The cherry on top is their ability to contribute to combating waste, protecting our planet while ensuring our supermarket shelves remain stocked.

Vishal was great, followed up and kept me informed of the whole process. He and Declan were amazing.

Has Covid-19 dried up your stock or left your business with growing pains? Let our lending experts take a load off your shoulders and find a solution to get you back on your feet.


Vish is an Asset Finance Specialist here at Valiant with vast experience in equipment and fit-outs. He enjoys working with clients to find right assets for their specific business goals and keeping up to date on the latest in business finance.

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